This year is coming to an end and you’ve probably already made some new plans for the coming year. So today, we thought we should remind you of something that you often make plans for at the beginning of the year, but then forget about as the year progresses.
Before the year officially ends, you might want to take care of some loose ends, like catching up with an old friend, deep cleaning your house, clearing your inbox clutter or things more serious like reviewing your investments, making tax-saving donations or maybe, going to a dentist for a checkup.
While unused dental insurance funds seem harmless, they’re actually chipping away at your money. And, that’s why today we’re sharing some reasons for using your dental insurance before it expires at the year-end.
You can save a lot of money. Think of all those premiums and interest building up over the course of a year. Depending on whether your dental insurance plan runs on the fiscal year or the calendar year, you could be saving hundreds of dollars by using your benefits before they expire.
You must take advantage of dental benefits before your deductible resets. While your deductible might vary from one insurance plan to another, many insurance plans do not offer the benefits until you’ve met your deductible. In most cases, people barely meet their deductible limits and before they know it, a new year starts with yet another deductible cycle.
You deserve the returns on your premium. You’ve been diligently paying your monthly premiums and you deserve to use your benefits to their full extent. Not using your insurance means your money is just going down the drain.
You can prevent dental problems from worsening. Regular dental checkups can prevent serious dental problems from developing. If you suffer from dental problems, address the issue now rather than waiting for it to worsen, and it will save you from expensive dental treatments in the future.
Yes, you have a lot to do before now and the year’s end, but throwing money away is NOT on anybody’s to-do list. What better time is there than now to pull out those dental insurance papers? If you still have remaining benefits, call our office today to schedule an appointment, because you can be sure that you’re not the only person who suddenly realized you still had unspent dental benefits.